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Relocating? I’m Your Saratoga County Expert.

SHeila Sperling

The Blog

How to prep now to buy a home in 2025

Buying a home takes a lot of preparation and planning. It’s important to get your finances in order and other tasks done before you even start house hunting! Keep in mind that this early stage of the buying process doesn’t happen overnight. It takes time on your part even before we start working together. That way when […]

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How Much Down Payment Do You Really Need

How to Get the Best Mortgage Series  –  Week 3 Follow this series to learn how to get the best mortgage for your specific financial situation and goals. You’ll see what steps you need to take throughout this process to make it productive and successful. This week you will learn about down payment options and how much […]

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How Much Can You Really Afford Each Month?

How to Get the Best Mortgage Series – Week 2 Follow this series to learn how to get the best mortgage for your specific financial situation and goals.  You’ll see what steps you need to take throughout this process to make it productive and successful! It’s all about what you can afford each month before you determine a price […]

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What to Say When You First Contact a Lender

How to Get the Best Mortgage Series  – Week 1 Follow this series to learn how to get the best mortgage for your specific financial situation and goals.  You’ll see what steps you need to take throughout this process to make it productive and successful! This week’s article is all about what to say when you first contact a […]

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The 10 “Credit Score” Commandments

How to Get Your Credit Score Up — Week 4 This series shines a light on the importance of your credit score when buying a home. Most buyers need to take out a mortgage, and that’s when your finances become an open book. Lenders will need to gauge if you’re worth the risk to lend you […]

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3 Common Mistakes that Lower Credit Scores

How to Get Your Credit Score Up — Week 3 Having a high credit score is important all the time, whether you are buying a home anytime soon or not.  Your FICO score and credit report are so vital to getting any type of loan, and this series will give you the financial strategies you need […]

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Demystifying Your Credit Score

How to Get Your Credit Score Up — Week 2 Having a high credit score is important all the time, whether you are buying a home anytime soon or not.  Your FICO score and credit report are so vital to getting any type of loan, and this series will give you the financial strategies you need to […]

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Why Having a Credit Card Helps Your Credit

Having a high credit score is important all the time, whether you are buying a home anytime soon or not.  Your FICO score and credit report are so vital to getting any type of loan, and this series will give you the financial strategies you need to get your credit score as high as possible. If […]

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The Fed Cut Rates What It Means To You

You’ve probably heard the news…“The Fed cut rates!”  But what does this actually mean and how will it affect you when it comes to buying, selling or refinancing a home? Today’s article gets into all the nitty gritty details and what you need to know about what it means for you.   What It Means When The […]

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Maintaining and Loving Your New Home

Bonus – Love Buying a Home series I’m not done just yet! Here’s a bonus article for my recent 13-part series, Love Buying a Home. This step-by-step series took you through the entire home-buying process — from finding a buyer’s agent to settlement day. Now you’ll learn a few tips on how take care of your […]

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Relocating to Saratoga County?

Are you feeling apprehensive about moving? You're not alone. The prospect of relocating to a new home can bring about numerous fears and uncertainties. As a local realtor, I understand the anxieties that come with such a significant change.

From worries about finding the right neighborhood to concerns about the complexities of the housing market, I recognize these fears and am here to help ease them. With my expertise and local knowledge, I can guide you through every step of the process, offering insights into the community, market trends, and available properties.

contact me today!

Say goodbye to overwhelmed and hello to your very own home

You can do this, click here to learn how!