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Relocating? I’m Your Saratoga County Expert.

SHeila Sperling

Real Estate

$595,000 – SOLD 33 Burnham Road, Wilton, NY 12831 FEATURES This 5-year-young 3 bed/2 bath ranch is full of thoughtful upgrades—over $100K invested. Inside, enjoy a bright, open living area that flows into a stylish kitchen—perfect for everyday living and entertaining. The basement features 9′ ceilings and is already plumbed if you wish to finish […]

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Pre-Closing Tasks When Selling Your Home

Love Selling Your Home – Week 9 This is the ninth article in the series called, Love Selling Your Home: Minimize Your Stress, Maximize Your Profit, a step-by-step guide to selling your home. This series takes you through the entire home-selling process — from finding a real estate agent to settlement day. You’re now one […]

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The Lowdown on Loans – What Determines Your Mortgage Rate?

Understanding mortgage loans and interest rates can be confusing and frustrating for many homebuyers. It doesn’t help that most advertised rates are just a marketing ploy to lure you in! In fact, a lender looks at several factors to determine an interest rate based on YOUR specific financial situation, including your credit score, your down-payment […]

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What’s an Appraisal and Why Does It Matter?

Love Selling Your Home – Week 8 This is the eighth article in the series called, Love Selling Your Home: Minimize Your Stress, Maximize Your Profit, a step-by-step guide to selling your home. This series takes you through the entire home-selling process — from finding a real estate agent to settlement day. Just because your […]

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What You Need to Know About Escrow Accounts

Whether you’re a longtime homeowner or a newbie, don’t forget to monitor your escrow account if your lender required one when you took out your mortgage. You want to avoid any pitfalls since it’s still your money (and your home!). Here’s a rundown of why you should always stay on top of things when it […]

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How to Negotiate From Contract Through Inspection

Love Selling Your Home – Week 7 This is the seventh article in the series called, Love Selling Your Home: Minimize Your Stress, Maximize Your Profit, a step-by-step guide to selling your home. This series takes you through the entire home-selling process — from finding a real estate agent to settlement day. Selling a home […]

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VA Loans Help Military Homebuyers

VA loans are a great loan option for those who have served our country. These loans backed by the U.S. Department of Veterans Affairs, provide an affordable way for many military families to own their own home – and a way to say thank you for your service! Active-duty service members, veterans and surviving spouses […]

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When to Say “Yes” to an Offer

Love Selling Your Home – Week 6 This is the sixth article in the series called, Love Selling Your Home: Minimize Your Stress, Maximize Your Profit, a step-by-step guide to selling your home. This series takes you through the entire home-selling process — from finding a real estate agent to settlement day. How do you […]

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Should You Use 401k Money for a Down Payment?

Did you know that you can borrow money to buy a home from yourself if you have a 401k plan? Getting a 401k loan is one way to get additional money toward a down payment. It’s a lump sum of money that is already yours — not the bank’s, not mom and dad’s, and not anyone […]

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Marketing Your Home to Sell Quickly and Profitably

Love Selling Your Home – Week 5 This is the fifth article in the series called, Love Selling Your Home: Minimize Your Stress, Maximize Your Profit. This series takes you through the entire home-selling process — from finding a real estate agent to settlement day. Look for a new, informative article each week, right here! […]

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