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Relocating? I’m Your Saratoga County Expert.

SHeila Sperling

Home Buyers

How Much Can You Really Afford Each Month?

How to Get the Best Mortgage Series – Week 2 Follow this series to learn how to get the best mortgage for your specific financial situation and goals.  You’ll see what steps you need to take throughout this process to make it productive and successful! It’s all about what you can afford each month before you determine a price […]

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What to Say When You First Contact a Lender

How to Get the Best Mortgage Series  – Week 1 Follow this series to learn how to get the best mortgage for your specific financial situation and goals.  You’ll see what steps you need to take throughout this process to make it productive and successful! This week’s article is all about what to say when you first contact a […]

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The 10 “Credit Score” Commandments

How to Get Your Credit Score Up — Week 4 This series shines a light on the importance of your credit score when buying a home. Most buyers need to take out a mortgage, and that’s when your finances become an open book. Lenders will need to gauge if you’re worth the risk to lend you […]

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3 Common Mistakes that Lower Credit Scores

How to Get Your Credit Score Up — Week 3 Having a high credit score is important all the time, whether you are buying a home anytime soon or not.  Your FICO score and credit report are so vital to getting any type of loan, and this series will give you the financial strategies you need […]

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Demystifying Your Credit Score

How to Get Your Credit Score Up — Week 2 Having a high credit score is important all the time, whether you are buying a home anytime soon or not.  Your FICO score and credit report are so vital to getting any type of loan, and this series will give you the financial strategies you need to […]

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Why Having a Credit Card Helps Your Credit

Having a high credit score is important all the time, whether you are buying a home anytime soon or not.  Your FICO score and credit report are so vital to getting any type of loan, and this series will give you the financial strategies you need to get your credit score as high as possible. If […]

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The Fed Cut Rates What It Means To You

You’ve probably heard the news…“The Fed cut rates!”  But what does this actually mean and how will it affect you when it comes to buying, selling or refinancing a home? Today’s article gets into all the nitty gritty details and what you need to know about what it means for you.   What It Means When The […]

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Maintaining and Loving Your New Home

Bonus – Love Buying a Home series I’m not done just yet! Here’s a bonus article for my recent 13-part series, Love Buying a Home. This step-by-step series took you through the entire home-buying process — from finding a buyer’s agent to settlement day. Now you’ll learn a few tips on how take care of your […]

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How to Have A Stress-Free Settlement Day

Love Buying a Home series – Week 13 This step-by-step series will take you through the entire home-buying process — from finding a buyer’s agent to settlement day, and all the details in between. Every first-time buyer will find this information-packed series easy to follow and understand.  This series wraps up today but stay tuned next […]

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Pre-closing checklist

Love Buying a Home series – Week 12 This step-by-step series will take you through the entire home-buying process — from finding a buyer’s agent to settlement day, and all the details in between. Every first-time buyer will find this information-packed series easy to follow and understand. Make sure to tune in for the next couple […]

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