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Relocating? I’m Your Saratoga County Expert.

SHeila Sperling

Home Owners

How to Get Your Home In Show-Shape Quickly, Cheaply and Easily

With a little elbow grease in just the right places, you’ll get your home looking its best when you list it.  Here is a quick and easy guide to get your home ready for buyers so that it shines both inside and out. Curb Appeal:  A Big Deal People often underestimate the value of good curb appeal.  You […]

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What's the Deal with Off-Market Properties

There seems to be some confusion about whether off-market properties are a good idea or a bad idea, so I wanted to clear this up for you. An off-market property is a home that is not listed on the MLS.  Both buyers and sellers often think that an off-market property provides a more “exclusive” transaction. Let’s review the […]

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Two Thumbs Up for Staging Your Home

Staging is more popular than ever when it comes to selling a home. But, you might wonder if it’s really worth the inconvenience and upfront costs for you, especially in a seller’s market. Even with a well-maintained (and well-decorated!) home, staging can increase the price you end up getting for your home and decrease the […]

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Should You Use 401k Money for a Down Payment?

Did you know that you can borrow from yourself if you have a 401k plan? Getting a 401k loan is one way to get additional money toward a down payment.  It’s a lump sum of money that is already yours — not the bank’s!  It’s understandable if you may be wary of using any retirement funds for anything […]

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How to go with the flowofthe market

Buying or selling in the Saratoga County market requires an understanding of not only the seasonal shifts in market activity but also the weekly flow of the market.   This ebb and flow is not quite so simple to describe. So Iet’s take a look at it so you can better understand it. Whether you’re listing a home or searching […]

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Plan Your Home’s Fall Maintenance

Making time for home maintenance tasks can be hard, especially when everyone is so busy. And spending an afternoon watching college football or going to the pumpkin patch is a lot more fun than doing maintenance!  But, as a homeowner, the consistent upkeep of your home helps to preserve its value and prevent some avoidable […]

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The Fed Cut Rates What It Means To You

You’ve probably heard the news…“The Fed cut rates!”  But what does this actually mean and how will it affect you when it comes to buying, selling or refinancing a home? Today’s article gets into all the nitty gritty details and what you need to know about what it means for you.   What It Means When The […]

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Why the Interest Rate You See Online is NOT the One You’ll Get

Did an interest rate catch your attention the last time you were looking online?  Maybe you’ve been thinking about buying a home, buying an investment property, refinancing, or getting a line of credit.  However, it’s very rare that the interest rate you see online will be the one you get from a lender. There are […]

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Say Good-bye to Your PMI

When you bought your home, you might have had to get Private Mortgage Insurance (PMI).   If so, you might have been paying it for a while and it could be time to petition your lender to stop this payment requirement. For a quick recap — PMI is insurance that protects the lender in case you […]

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Move-Up Strategies to “Buy First Then Sell”

How to Move Up to Your Next Home with Ease – Week 5 This 5-part series is a “how-to” guide for moving up to your next home with as little stress as possible.  Whether it’s your first time moving up or you’ve done it before, this series is a great resource. This time around, you’ve got […]

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