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Relocating? I’m Your Saratoga County Expert.

SHeila Sperling

Home Owners

How to Avoid the Three Biggest Homeownership Blunders

Everyone wants to avoid these three biggies: ·       Roof Damage ·       Water Damage ·       Fire Damage Don’t worry, there are plenty of things you can do to prevent these blunders. Here’s a rundown of the simple steps you can take to keep your home in tiptop shape – what to look out for, how to prevent a problem, […]

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How Long Do You Need to Own Before You Sell?

I get this question from both new clients who are about to buy their first home as well as clients that have owned their home for a while, “How long should I plan to hold on to my home before I sell?” Whether you want to make a quick profit from rising real estate prices or you […]

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How to Handle 5 Home Emergency Situations

As a homeowner, it’s fun to enjoy all the great things about your home—place to relax, entertain, or spend quality time with family.  But what about when something goes wrong?   Do you know what needs to be done in case of an emergency or other urgent situation in your home?  Here are 5 musts that […]

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Get Going on Your Home Maintenance

Should’ve, would’ve, could’ve. Don’t make that your mantra when it comes to your home’s maintenance! Preventative maintenance is worth your time and money NOW to avoid costly home disasters later. You don’t want to be the one saying, “I should’ve caulked those windows for a few bucks a tube,” when faced with a $2,000 repair bill […]

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20 Survival Tips for Homeowners

Being a homeowner can be exciting and fun at times, with lots of freedom to make it your own space!  As a homeowner, though, you’re the one in charge of any repairs, maintenance, finances, and improvements over the long haul.  Whether you’re a first time homeowner or you’ve owned many, it’s important to stay informed about […]

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3 Common Mistakes that Lower Credit Scores

Whether you know it or not, there might be things you are doing that can effect your credit score for the worse.   Even if you aren’t buying a home anytime soon, you don’t want to be surprised by your credit score when you want to buy a car or refinance, for example. The decisions you […]

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My Past Clients Most Frequent Questions Answered

I believe my job doesn’t end at the settlement table, and I want to be your resource for all things real estate related even after you move into your first home. Below are the questions asked most by past clients who have bought a home with me. I hope the answers to these questions help […]

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Before You Make Extra Mortgage Payments, Read This

I’ve been having a lot of conversations about mortgages lately.  Conversations about loans that help my clients buy and sell at the same time, about refinancing, and conversations about whether it makes sense to pay off your mortgage early or even make extra payments if you have additional funds.  I love talking about mortgages and […]

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Why You Should Know Your Exact Credit Score

Are you giving your credit score the attention it deserves? If you’re even thinking about buying a home or refinancing your current one in the near future, then you need to show it some love. Make sure you understand the ins and outs of your score and what you can do to make it more […]

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Are Home Equity Loans A Good Idea

As a homeowner, you should have gained some equity in your home since living there and paying your mortgage down. Have you ever considered using this equity to finance some of your needs if you don’t have the cash flow? A home equity loan or line of credit are two ways to get the necessary […]

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