How to Get Your Credit Score Up — Week 3 Having a high credit score is important all the time, whether you are buying a home anytime soon or not.  Your FICO score and credit report are so vital to getting any type of loan, and this series will give you the financial strategies you need […]

Did you know that you can borrow from yourself if you have a 401k plan? Getting a 401k loan is one way to get additional money toward a down payment.  It’s a lump sum of money that is already yours — not the bank’s!  It’s understandable if you may be wary of using any retirement funds for anything […]

Buying or selling in the Saratoga County market requires an understanding of not only the seasonal shifts in market activity but also the weekly flow of the market.   This ebb and flow is not quite so simple to describe. So Iet’s take a look at it so you can better understand it. Whether you’re listing a home or searching […]

How to Get Your Credit Score Up — Week 2 Having a high credit score is important all the time, whether you are buying a home anytime soon or not.  Your FICO score and credit report are so vital to getting any type of loan, and this series will give you the financial strategies you need to […]

Having a high credit score is important all the time, whether you are buying a home anytime soon or not.  Your FICO score and credit report are so vital to getting any type of loan, and this series will give you the financial strategies you need to get your credit score as high as possible. If […]

Making time for home maintenance tasks can be hard, especially when everyone is so busy. And spending an afternoon watching college football or going to the pumpkin patch is a lot more fun than doing maintenance!  But, as a homeowner, the consistent upkeep of your home helps to preserve its value and prevent some avoidable […]

You’ve probably heard the news…“The Fed cut rates!”  But what does this actually mean and how will it affect you when it comes to buying, selling or refinancing a home? Today’s article gets into all the nitty gritty details and what you need to know about what it means for you.   What It Means When The […]

Did an interest rate catch your attention the last time you were looking online?  Maybe you’ve been thinking about buying a home, buying an investment property, refinancing, or getting a line of credit.  However, it’s very rare that the interest rate you see online will be the one you get from a lender. There are […]

When you bought your home, you might have had to get Private Mortgage Insurance (PMI).   If so, you might have been paying it for a while and it could be time to petition your lender to stop this payment requirement. For a quick recap — PMI is insurance that protects the lender in case you […]

Bonus – Love Buying a Home series I’m not done just yet! Here’s a bonus article for my recent 13-part series, Love Buying a Home. This step-by-step series took you through the entire home-buying process — from finding a buyer’s agent to settlement day. Now you’ll learn a few tips on how take care of your […]