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Relocating? I’m Your Saratoga County Expert.

SHeila Sperling

Real Estate

How To Get The Best Interest Rate For You

When it comes to getting a mortgage, it’s easy to focus on the interest rate. But, if you only focus on the interest rate, you might be missing some “hidden” fees that makes getting that interest rate more expensive. That sounds counterproductive but it isn’t. Several factors will help create the best mortgage and interest […]

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The Price is Right” -- 10 Tips to Price Your Home Perfectly

Love Selling Your Home – Week 4 This is the fourth article in my series called, Love Selling Your Home: Minimize Your Stress, Maximize Your Profit This series takes you through the entire home-selling process — from choosing the right agent (it’s not always me) to settlement day. If your home is on the market […]

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Should You or Shouldn’t You Avoid PMI?

How to Get the Best Mortgage Series – Week 8 Follow this series to learn how to get the best mortgage for your specific financial situation and goals. You’ll see what steps you need to take throughout this process to make it productive and successful. This week you’ll learn all about Private Mortgage Insurance (PMI) […]

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Easy Fix-Ups to Make Your Home Shine

Love Selling Your Home – Week 3 This is the third article in the series called, Love Selling Your Home: Minimize Your Stress, Maximize Your Profit. It’s a step-by-step guide — from finding a real estate agent and all the way to settlement day.  First impressions from the get-go are very important when it comes to […]

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Buy AND Renovate with One 203(k) Loan

How to Get the Best Mortgage Series – Week 7 Follow this series to learn how to get the best mortgage for your specific financial situation and goals. You’ll see what steps you need to take throughout this process to make it productive and successful. This week you’ll learn about a loan that can help you […]

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Is Your Home “Sellable”?

This is the second article in the series called, Love Selling Your Home: Minimize Your Stress, Maximize Your Profit. It’s a step-by-step guide of the entire home-selling process — from finding a real estate agent to being prepared for your settlement day. You’re ready to sell your home, but how do you know if potential buyers will […]

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ARMs – Might Be a Good Mortgage Option for You

How to Get the Best Mortgage Series – Week 6 Follow this series to learn how to get the best mortgage for your specific financial situation and goals. You’ll see what steps you need to take throughout this process to make it productive and successful. This week, you’ll learn about another loan option – adjustable rate […]

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How to Find the Best Agent to Sell Your Home

Love Selling Your Home Series – Week 1 This is the first article in the series called, Love Selling Your Home: Minimize Your Stress, Maximize Your Profit, a step-by-step guide to what you need to know to sell your home in today’s market.  This series will take you through the entire home-selling process — from finding a real […]

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Why the Interest Rate You See Online Is NOT the One You’ll Get

How to Get the Best Mortgage Series – Week 5 Follow this series to learn how to get the best mortgage for your specific financial situation and goals. You’ll see what steps you need to take throughout this process to make it productive and successful. This week you’ll learn why the interest rate you see advertised […]

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How Your Credit Score Can Impact Loan Options

How to Get the Best Mortgage Series  –  Week 4 Follow this series to learn how to get the best mortgage for your specific financial situation and goals. You’ll see what steps you need to take throughout this process to make it productive and successful. This week you’ll learn why your credit score is one of the […]

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