Let's Get started!

Relocating? I’m Your Saratoga County Expert.

SHeila Sperling

Real Estate

Why Having a Credit Card Helps Your Credit

Having a high credit score is important all the time, whether you are buying a home anytime soon or not.  Your FICO score and credit report are so vital to getting any type of loan, and this series will give you the financial strategies you need to get your credit score as high as possible. If […]

continue reading...

Plan Your Home’s Fall Maintenance

Making time for home maintenance tasks can be hard, especially when everyone is so busy. And spending an afternoon watching college football or going to the pumpkin patch is a lot more fun than doing maintenance!  But, as a homeowner, the consistent upkeep of your home helps to preserve its value and prevent some avoidable […]

continue reading...

The Fed Cut Rates What It Means To You

You’ve probably heard the news…“The Fed cut rates!”  But what does this actually mean and how will it affect you when it comes to buying, selling or refinancing a home? Today’s article gets into all the nitty gritty details and what you need to know about what it means for you.   What It Means When The […]

continue reading...

Why the Interest Rate You See Online is NOT the One You’ll Get

Did an interest rate catch your attention the last time you were looking online?  Maybe you’ve been thinking about buying a home, buying an investment property, refinancing, or getting a line of credit.  However, it’s very rare that the interest rate you see online will be the one you get from a lender. There are […]

continue reading...

Say Good-bye to Your PMI

When you bought your home, you might have had to get Private Mortgage Insurance (PMI).   If so, you might have been paying it for a while and it could be time to petition your lender to stop this payment requirement. For a quick recap — PMI is insurance that protects the lender in case you […]

continue reading...

Maintaining and Loving Your New Home

Bonus – Love Buying a Home series I’m not done just yet! Here’s a bonus article for my recent 13-part series, Love Buying a Home. This step-by-step series took you through the entire home-buying process — from finding a buyer’s agent to settlement day. Now you’ll learn a few tips on how take care of your […]

continue reading...

How to Have A Stress-Free Settlement Day

Love Buying a Home series – Week 13 This step-by-step series will take you through the entire home-buying process — from finding a buyer’s agent to settlement day, and all the details in between. Every first-time buyer will find this information-packed series easy to follow and understand.  This series wraps up today but stay tuned next […]

continue reading...

Move-Up Strategies to “Buy First Then Sell”

How to Move Up to Your Next Home with Ease – Week 5 This 5-part series is a “how-to” guide for moving up to your next home with as little stress as possible.  Whether it’s your first time moving up or you’ve done it before, this series is a great resource. This time around, you’ve got […]

continue reading...

Successful Strategies for You to “Sell First Then Buy”

How to Move Up to Your Next Home with Ease – Week 4 This 5-part series is a “how-to” guide for moving up to your next home with as little stress as possible.  Whether it’s your first time moving up or you’ve done it before, this series is a great resource. This time around, you’ve got […]

continue reading...

Pre-closing checklist

Love Buying a Home series – Week 12 This step-by-step series will take you through the entire home-buying process — from finding a buyer’s agent to settlement day, and all the details in between. Every first-time buyer will find this information-packed series easy to follow and understand. Make sure to tune in for the next couple […]

continue reading...