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Relocating? I’m Your Saratoga County Expert.

SHeila Sperling

Real Estate

How Much Down Payment Do You Really Need

How to Get the Best Mortgage Series  –  Week 3 Follow this series to learn how to get the best mortgage for your specific financial situation and goals. You’ll see what steps you need to take throughout this process to make it productive and successful. This week you will learn about down payment options and how much […]

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6 Little-Known Strategies That Help Get Your Home Sold For The Most Money Possible

Selling your home can be an overwhelming and emotional experience. You need smart, straightforward strategies that will help you maximize your profits, maintain control, and reduce the stress that comes along with this process.  Although the exact strategy depends on a seller’s particular goals and timing, which I can discuss with each of you individually, […]

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How Much Can You Really Afford Each Month?

How to Get the Best Mortgage Series – Week 2 Follow this series to learn how to get the best mortgage for your specific financial situation and goals.  You’ll see what steps you need to take throughout this process to make it productive and successful! It’s all about what you can afford each month before you determine a price […]

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What to Say When You First Contact a Lender

How to Get the Best Mortgage Series  – Week 1 Follow this series to learn how to get the best mortgage for your specific financial situation and goals.  You’ll see what steps you need to take throughout this process to make it productive and successful! This week’s article is all about what to say when you first contact a […]

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How to Get Your Home In Show-Shape Quickly, Cheaply and Easily

With a little elbow grease in just the right places, you’ll get your home looking its best when you list it.  Here is a quick and easy guide to get your home ready for buyers so that it shines both inside and out. Curb Appeal:  A Big Deal People often underestimate the value of good curb appeal.  You […]

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$555,000 – SOLD 70 Thomas Road, Gansevoort, NY 12831 FEATURES Welcome to your dream horse farm! Nestled on nearly 6 acres in Saratoga CTY with stunning flat land, this unique property is perfect for horse enthusiasts & those seeking a serene retreat. The main house, a converted barn dating back to 1877,has been completely renovated […]

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What's the Deal with Off-Market Properties

There seems to be some confusion about whether off-market properties are a good idea or a bad idea, so I wanted to clear this up for you. An off-market property is a home that is not listed on the MLS.  Both buyers and sellers often think that an off-market property provides a more “exclusive” transaction. Let’s review the […]

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Two Thumbs Up for Staging Your Home

Staging is more popular than ever when it comes to selling a home. But, you might wonder if it’s really worth the inconvenience and upfront costs for you, especially in a seller’s market. Even with a well-maintained (and well-decorated!) home, staging can increase the price you end up getting for your home and decrease the […]

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The 10 “Credit Score” Commandments

How to Get Your Credit Score Up — Week 4 This series shines a light on the importance of your credit score when buying a home. Most buyers need to take out a mortgage, and that’s when your finances become an open book. Lenders will need to gauge if you’re worth the risk to lend you […]

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3 Common Mistakes that Lower Credit Scores

How to Get Your Credit Score Up — Week 3 Having a high credit score is important all the time, whether you are buying a home anytime soon or not.  Your FICO score and credit report are so vital to getting any type of loan, and this series will give you the financial strategies you need […]

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